Lock In and make your Financial aid work for you.

Your Pell Grant just hit, find out everything you can do with it... Tonight!

Wage Gauge splits scholarships, grants, aid refunds, and any lump sum into tuition, bills, food, and what's actually safe to spend. Regular shifts tick in live so the rest of the month does not go dark.

Pell + scholarshipsTips & odd hoursNo bank required to startFree core forever
Aid refund deposited
$3,200
Tuition
$1,400
Rent
$800
Books
$250
Bills
$180
Safe to spend
$570
this is the only number you get to flex.

If this is your semester

Pay hits Friday, rent is Sunday.

Tips don't match the schedule app.

Pell / scholarship hits and suddenly everything is "affordable."

Aid refund looks huge until books, the meal plan, and a weekend eat it.

You keep guessing and then Venmo-request yourself into a hole.

Wage Gauge is the place you open instead of treating a grant like a shopping spree.

Lump sum allocator

Lump sums without the crash.

Grants, scholarships, aid refunds, tax refunds, and summer payouts arrive as one number. Your life is not one number. The allocator splits the deposit the day it lands.

Example deposit$3,200 Pell refund
1

Name the source

Pell, scholarship, work-study refund, bonus, tax refund, other.

2

Assign must-pays first

Tuition balance, rent, books, phone, existing bills, loan slice.

3

Set a food / transit float

For the weeks until the next check or next disbursement.

4

Park a savings slice

If you want one — even $50 counts.

5

Whatever remains is safe-to-spend

That tag is what you live on. The rest is already spoken for.

Works for any lump: Pell, state grant, private scholarship, housing credit, tax refund, internship signing bonus, one fat summer paycheck.

Recurring aid calendars: if disbursements come in August / January / whenever, preset the split so you are not reinventing it at 1 a.m.

Does not require a bank link. Type the amount. Split it. Done.

After the split, the dashboard treats allocated money as claimed — so "balance" and "safe to spend" stop being the same lie.

How it works

1

Add the job

Hourly, salary, gig, campus, internship — and any aid sources.

2

Log shifts, tips, overtime, days off

Or let the calendar hold it.

3

When a lump lands, run the allocator

Bills, loans, and aid buckets get filled first.

4

Read one number

Safe to spend until the next check or next disbursement.

Core tracking and lump-sum splitting stay usable without paying. You can stay manual forever.

Features

Live earnings

See the shift pay itself while you're still on the clock.

Lump sum allocator

Pell, scholarships, refunds, bonuses — split on arrival.

Safe-to-spend

The only number that matters on a Thursday night.

Bills + pay links (Pro)

One tap jumps you to your bank or card site so the Wi-Fi bill gets paid before exam week eats your brain.

Aid & loans

Treat refunds and disbursements as money with a job, not surprise cash.

Surplus → future (Premium)

Leftover after the allocation can go to savings, stocks, crypto, gold — marked when you actually move it.

Widgets + dark mode

Check the number without opening a maze.

Built for your kind of money

Whatever shape your pay comes in, Wage Gauge shows what's claimed and what's yours.

Pell / scholarship refund

$3,200 hits → Tuition $1,400 · Rent $800 · Books $250 · Bills $180 · Safe to spend $570. The allocator does the math before DoorDash does.

Campus job

Dining-hall shifts and work-study hours tick in live. You see the week add up even when the schedule app lags.

Delivery / gig + tips

Trips and tips logged per shift. Overtime and double-time counted so Friday you is not surprised.

Internship

Salary or stipend split across the months it has to last. Mark a signing bonus as a lump and allocate it once.

Work-study + aid

Small checks plus big disbursements in one view. The refund is claimed the day it lands; the shift pay stays liquid.

Summer lump paycheck

One fat summer check treated like a grant: rent, gas, a food float, a savings slice, then what's safe to spend.

"I stopped treating my Pell refund like a shopping spree."

— student user

"Scholarship hit Friday. Rent and books were already claimed before I opened DoorDash."

— student user

"Tips used to vanish. Now I see them before I spend them."

— student user

"It's the anti-spreadsheet."

— student user

Early product. Built for students who get one big deposit and a hundred small decisions.

Pricing

Start free the week the grant hits. Upgrade when the paycheck gets more complicated, not on day one.

Free

$0forever

Track everything, pay nothing

  • Real-time wage tracking
  • Jobs, shifts, tips, overtime
  • Bills
  • Lump-sum allocator
  • Simple budgets
  • Projections
  • Dark mode
  • Widgets
  • Bill-ready alerts — push & email when you've earned enough to pay
Start free

Pro

$4.99/mo
Power Play

Bill pay links & balance tracking

Charge every bill to your card to stack rewards & keep cash longer, then pay the card from your bank on payday.

  • Everything in Free
  • Track your bank balance — enter & update it manually (no Plaid)
  • Track credit cards to manage rewards & spending
  • P2P Payment Apps — Zelle, Venmo, Cash App, PayPal & 20+ more
  • One-tap links take you to your bank or card site to pay
  • Email notification when a bill is ready to pay
  • Audible chime alert when earnings hit a bill threshold
Get Pro

Premium

Best value
$9.99/mo

Put your surplus to work

  • Everything in Free
  • Surplus calculator — see exactly what's left after all bills
  • Investment tracker — links to your favorite investing tools for Crypto, Stocks, Gold & Silver
  • Mark investments as done to track what you've actually deployed
  • Budget Overview — full income vs. expense breakdown by category
  • Savings allocator — set aside a portion of your surplus for savings
  • Track your savings account balance — enter & update it manually (no Plaid)
Go Premium

FAQ

Allocate the grant. Then live on what's left on purpose.

Two minutes to add a job or a refund. Then you always know what's safe.

Enter the haven — open Wage Gauge